Is the value of your home upside down?
Are you struggling to make your monthly payments?
Has your interest rate adjusted?
If you answered yes to any of these questions, Myself and my team Would Like To Help!!!
In this current market, homeowners and lenders are facing the huge challenge of foreclosures. Homeowners want to keep the home that they worked so hard for, and lenders don’t want to foreclose on anymore properties. This is a lose/lose situation for both. I offer a unique solution that allows homeowners to keep their home and the bank to maintain a performing loan. I accomplish this with my highly experienced and professional team of case managers, who negotiate with the banks, providing them with the home’s current market value and the homeowner’s financial situation. End result is Principal Reduction and/or Rate and Payment Reduction!
If you need help, call now. Time is an issue. Let us help you keep and stay in your home.
Call me at (909) 910-9618 or e-mail me at
Info@PhilDeCarolis.com
Home Equity Leveling Program Details
- We first gather information from you to determine whether you are eligible for a successful principal reduction and/or rate reduction of your mortgage.
- We underwrite, package, negotiate, process and manage your file to help the lenders understand your current mortgage and financial situation, and to alert them to the possibility of future late payments and/or foreclosure so they work with us on our Home Equity Leveling Program.
- We provide a detailed market/ neighborhood valuation for you and the lender to determine the current potential resale value of the home. (A full appraisal may be required if requested by the lender)
- The potential of principal/ payment reduction will then be determined and we will present you with your new reduced loan balance and payment for proposal to your lender.
- Our expert negotiators will work with your lender to create a new loan structure for you and your family so you can stay in your home with affordable payments that are realistic for your current income.
- We will refer you to an affiliate company that specializes in property tax reassessment to see if you also qualify for a reduction on property taxes.
- We can also submit the home valuation to an affiliate licensed insurance agent for a possible home insurance premium reduction as well.
Loan Modification Fee Structure And Process (Typically 120 Days Or Less)
Step 1). Complete And Submit Contact Form Below For A Free Consultation
Step 2). Pay $1,500.00 Professional Service Fee Per Lender
(If And Only If Your Loan Modification Is Likely To Be Accepted By Lender(s)
Step 3). Pay Success Fee At Closing (Approximately 1% Of The New Principal Balance)
Step 4). Begin Rebuilding Your Life And Invest In Real Estate With An Understanding Of Economics
If you would like one of my Loan Modification Experts to
contact you immediately, please complete the following form and we will
contact you right away to begin the process to help you move forward with control of your financial future.